Born on this day!! Actor Jaclyn Smith (“Charlie’s Angels”) is 75. “Wheel of Fortune” host Pat Sajak is 74. Musician Bootsy Collins is 69. Actor James Pickens Jr. (“Grey’s Anatomy”) is 68. Musician David Was of Was (Not Was) is 68. Guitarist Keith Strickland of The B-52′s is 67. Actor Lauren Tewes (“The Love Boat”) is 67. Actor D.W. Moffett (“Chicago Med”) is 66. Actor Rita Wilson is 64. Actor Patrick Breen (“Madam Secretary”) is 60. Actor Dylan McDermott (“The Practice”) is 59. Actor Cary Elwes is 58. Singer Natalie Merchant is 57. Actor Steve Valentine (“Crossing Jordan”) is 54. Country singer Keith Urban is 53. Actor Tom Cavanagh (“The Flash,” ″Ed”) is 52. Actor Rosemarie DeWitt (“The United States of Tara”) is 49. Actor Anthony Rapp (“Rent”) is 49. Writer-actor Seth McFarlane (“Family Guy”) is 47. TV host Paula Faris (“The View”) is 45. Actor Florence Kasumba (“Black Panther”) is 44. Actor Jon Heder (“Blades of Glory,” ″Napoleon Dynamite”) is 43. Singer Mark Barry of BBMak is 42. Actor Folake Olowofoyeku (“Bob Hearts Abishola”) is 37. Rapper Schoolboy Q is 34. Actor Beulah Koale (“Hawaii Five-0”) is 29.
THIS DAY IN GENIUS HISTORY
1774 – The First Continental Congress adjourned in Philadelphia.
1825 – The Erie Canal, connecting Lake Erie to the Hudson River, opened.
1881 – Wyatt Earp, his two brothers, and Doc Holliday were involved in the gunfight at the O.K. Corral in Tombstone, Arizona.
1975 – Anwar Sadat became the first Egyptian president to pay an official visit to the United States.
1979 – South Korean president Park Chung Hee was killed by the head of the Korean Central Intelligence Agency.
1994 – Prime Minister Yitzhak Rabin of Israel and Prime Minister Abdel Salam Majali of Jordan signed a peace treaty in a ceremony attended by President Clinton.
2002 – Russian government forces stormed the Moscow theater held by Chechen rebels. More than 100 hostages were killed.
2005 – The Chicago White Sox sweep the Houston Astros to win their first World Series in 88 years.
Today Is: Cupcake Day, Howl at The Moon Night, Intersex Awareness Day, Mule Day, National Day of The Deployed, National Financial Crime Fighter Day
TODAY ON TV!
Primetime TV (All Times Eastern)
CBS – 8:00 – Big Brother / 9:00 – Essential Heroes / 10:00 – One Day At A Time / 10:30 – One Day At A Time
NBC – 8:00 – The Voice / 10:00 – The Weakest Link
ABC – 8:00 – Dancing With The Stars / 10:00 – Emergency Call
FOX – 8:00 – L.A. Finest / 9:00 – Filthy Rich
CW – 8:00 – Whose Line Is It / 8:30 – Whose Line Is It / 9:00 – Penn and Teller
TV Talk Shows
Jimmy Kimmel: Bill Maher, Louis Partridge, 24kGoldn featuring Iann Dior
Jimmy Fallon: Sterling K. Brown, Zoe Lister-Jones, Matthew “Super” DeLisi, Rina Sawayama
Stephen Colbert: Sacha Baron Cohen, Jeff Tweedy
Seth Meyers: Gwen Stefani, Giancarlo Esposito
James Corden: Aaron Sorkin, the Shins
Lilly Singh: Jenna Dewan, Nick Offerman (R 10/24/19)
Conan: Heidi Gardner
Watch What Happens Live: “Below Deck Mediterranean” Reunion, Part 2
The View: Sen. Kamala Harris
The Talk: Malin Akerman, guest co-host Amanda Kloots
Live with Kelly and Ryan: Anne Hathaway
Ellen DeGeneres: Ashley Graham, Skai Jackson, SAINt JHN, guest host Stephen “tWitch” Boss
Wendy Williams: Big Freedia
The Real: Nancy Grace
Kelly Clarkson: Kim Cattrall, Sofia Carson
Tamron Hall: Amazing animals
Drew Barrymore: Adam Sandler, Jill Kargman
WHAT ARE YOU TALKIN’ ABOUT? Here are today’s PPM-Friendly Topics!
QUESTION: Did you see SNL??? With what’s left of ADELE?? SHe joked that because of COVID restrictions, she could only bring half of herself to New York!!!!!!!!!
QUESTION: Is Kelly Ripa a LUCKY GIRL?? She has to respond to fans after they notice that her husband is “packing” in a vintage Halloween flashback photo!!!!
QUESTION: Will he get “enhanced unemployment benefits??” It looks like SANTA won’t be coming to Macy’s in New York this year, because… you know…….
QUESTION: Should it be called “No Time to WAIT??” Rumor has it the new JAMES BOND movie may debut on streaming before theaters!! Netflix is bidding!!
QUESTION: Are the risks of reopening schools EXAGERRATED?? NPR follows the science in this summary of international studies.. so let’s get the kids back!!!!??
Arnold Recovering From Heart Surgery
Arnold Schwarzenegger confirmed on social media he has undergone heart surgery. “Thanks to the team at the Cleveland Clinic, I have a new aortic valve to go along with my new pulmonary valve from my last surgery,” the 73-year-old actor tweeted Friday. “I feel fantastic and have already been walking the streets of Cleveland enjoying your amazing statues. Thank you to every doc and nurse on my team!” His post included one photo of him in a hospital bed and three others of him touring the city. His surgery comes two years after he underwent heart surgery to replace a previous pulmonic valve replacement. The operation took place two years after he had heart surgery to replace a previous pulmonic valve replacement. See the tweet HERE.
********He has more spare parts than the Terminator!!
******While he’s there, maybe he can destroy some of those statues for the antifa fans!!
*****He had a bad valve?? We thought it was a tumor!!!
******Arnold gets a team of doctors!! We get a nurse with a rusty spoon!!
Gwen Stefani Has New Christmas Song
Gwen Stefani released the song “Here This Christmas” on Thursday. It appears on the new deluxe edition reissue of Stefani’s holiday album, You Make It Feel Like Christmas, released Friday. The reissue also features the new single “Sleigh Ride.” In addition, “Here This Christmas” serves as the theme song for the Hallmark Channel’s “Countdown to Christmas” programming event. The song is written by OneRepublic’s Ryan Tedder and Brent Kutzle. “Grateful to have worked w @RyanTedder on this one,” Stefani wrote on Instagram. You Make It Feel Like Christmas also includes a song of the same name featuring Stefani’s boyfriend, Blake Shelton. Hear the song HERE.
******They left off her favorite song: “Help!! I’m Being Held Hostage by a Redneck Santa!!”
*******We all know that reindeer love blondes!!!
*******Christmas in Oklahoma is a little different!! Santa turns off his running lights so he won’t be shot!!
Jennifer Lawrence Confronted Anderson Cooper
Jennifer Lawrence revealed the time she let CNN’s Anderson Cooper have it over his accusation that she faked her fall climbing the stage steps to accept her 2013 Oscar. She said she was nervous the night she was up for Best Actress for “Silver Linings Playbook” but ready in case she won. “I had everything in my head,” she told Heather McMahan on the “Absolutely Not” podcast that aired Wednesday. “I was very, very nervous but I was ready. All of the adrenaline clears out and they call my name and I’m elated and I’m in shock. And then I fell, and it erased everything from my mind. My full brain went blank. I can look back at it now fondly but for a very long time the fall thing was very sensitive.” Three days later, she said she heard Anderson Cooper on his show saying, “Well, she obviously faked the fall.” She said his words were “devastating because it was this horrific humiliation to me.” “I’ll tell you what,” she added, “I saw him at a Christmas party and I let him know. My friend told me a vein was bulging out of my eyes. … What I led with was, ‘Have you ever tried to walk upstairs in a ball gown? So then how do you know?” She said he gave a “wonderful” apology immediately, and she believes they’re good friends now.
*********And yes, he HAS walked up stars in a ball gown!!! So what??
*******Even Anderson Cooper doesn’t want to be in a catfight with Jennifer Lawrence!!
Kanye West Says God Wants Him To Run The Country
Kanye West opened up about his life and presidential plans during an appearance on the “Joe Rogan Experience” podcast. He says his renewed Christian faith and current run for president were inspired by God. “It was something that God put in my heart back in 2015. A few days before the MTV awards it hit me in the shower,” West shared. “When I first thought of it, I just started laughing to myself and all this joy came over my body, through my soul.” West said he believes his creativity and goal-setting personality makes him a strong contender compared to President Trump and Democratic challenger Joe Biden. “There couldn’t be a better time to put a visionary in the captain’s chair,” he said. He said if he doesn’t win, he’s open to running for governor of California, like Ronald Reagan, then an actor. “If it’s in God’s plan that part of my path is to be the governor then that’s fine, but my calling is to be the leader of the free world,” he said. “I’m definitely 100% winning in 2024,” he said. “… I was thinking I would possibly be the Democrat.”
*******Is there a “Bi-Polar Party???”
*******It’s nice that God told him to be president!! When he tells the rest of us, we’ll vote him in!!
******Kris Jenner is already planning a new reality show where the whole family moves into the White House!!
Brad Pitt’s Girlfriend Back With Husband
Brad Pitt’s younger girlfriend, Nicole Poturalski, 27, was spotted out this week having the time of her life with her husband, German restaurateur Roland Mary, 68, just a month after spending time with Pitt in France. Poturalski and Mary, who have a seven-year-old son together, were seen laughing and smoking with friends at Borchardt, the restaurant Mary owns, in pics obtained by the Daily Mail. The two are in an “open marriage” and Mary is reportedly “not interested” in being jealous about her affair with Pitt, according to the Daily Mail. She met at her husband’s restaurant last summer.
********Jealous?? It’s a feather in his cap!! “My wife is so hot, she’s sleeping with Brad Pitt!!”
*****His most popular menu item is the “Chicken de’ Cuckold!!”
******Go ahead… ask your spouse if you can have an “open marriage!!” We’ll call 911 for ya!!
Cameron Diaz Buying New Home
After expanding their family with the addition of 9-month-old daughter, Raddix, Cameron Diaz and Benji Madden have followed suit with a bigger home, certain to accommodate their growing needs. The expansive seven-bedroom, 10-bathroom home measures in at 9,287 square feet, and is located in Beverly Hills near celebrity neighbors such as Vin Diesel, Gene Simmons, John Mayer, Kate Upton and Justin Verlander. Dirt reports that the couple didn’t waste time haggling and paid the asking price of $14.7 million for the luxe property. They will be relocating from their Coldwater Canyon estate, which Diaz previously purchased from Candice Bergen. This residence is also located in the mountains above Beverly Hills, in a gated community home to stars such as Adele, Jennifer Lawrence and Katy Perry. Diaz also maintains a cottage-sized home above L.A.’s Sunset Strip, as well as a $9.5 million condo in New York City’s Chelsea neighborhood. Their new property is listed as a “compound” due to its mansion-sized main house and separate guesthouse, both of which are described as “custom architectural farmhouses,” per the listing.
*********She had to do it!! You can’t make your kid survive in a average-sized mansion!!
******These are the kind of details that people wanna hear when they’re starving to death!! Thanks, Cameron!!
Ripping The Tabloids (Throughout the week, we’ll give you the stories from that weeks tabs!)
**Please Credit Publication!
No-Doze Nightmare For Insomniac Stevie Nicks-(National Enquirer)
“Nightbird” singer Stevie Nicks admitted her insomnia has gotten so bad, “I need therapy-or I need someone to hit me on the head with a hammer!” The Fleetwood Mac frontwoman, 72, said she’s long been nocturnal and recalled, “It used to be I could sleep from 5 a.m. to 1 p.m.” But these days the “Dreams” songbird claimed she doesn’t nod off until 8 a.m. Though Stevie said she’s been holed up in her Santa Monica home during the lockdown, she didn’t find the time in isolation to be “terribly creative.” In fact, she confessed she spent most of her time “sitting around watching TV!” But between the global pandemic and California’s raging wildfires, she revealed, “I just want the light at the end of the tunnel to appear.”
Jessica Alba’s 90210 Revenge-(Globe)
Scene-stealer Jessica Alba’s proved success really is the best revenge! Done with old diva demands, the 39-year-old actress/tycoon is spilling behind-the-scenes beans about a 1998 guest stint on “Beverly Hills, 90210.” The brunette beauty, who’d played a pregnant teen on the campy drama, claims she was forbidden to look directly at the show’s top stars! The series’ leading blondes, however, couldn’t recollect an elitist edict. “Did you tell her not to look me in the eye?” Jennie Garth, 48, asked Tori Spelling, 47. “I had all the scenes with her. Like, if anybody didn’t want to have their eyes looked into, it would’ve been me,” Jenny says. She adds, “It does not surprise me she’s gone on to be so successful.” Yup, Jess rakes in big bucks with her billion-dollar business, the Honest Company. And everyone’s free to look-as she laughs all the way to the bank!
Loose Talk-(Us Weekly)
“I was Nicole Richie’s assistant…..five faces ago.”-Poking fun at her transformation, Khloe Kardashian.
“When I kissed him, I was like, ‘You’ve got to be kidding me.’ This is literally like kissing my brother.”-On her onscreen makeouts with Avengers costar Robert Downey Jr., Gwyneth Paltrow.
“She gets upset when you don’t respond.”-On how her godmother, Dolly Parton, still uses fax machines, Miley Cyrus.
“I did some masks and gloves before I left [in 2015].”-On how Grey’s Anatomy prepared him for the pandemic, Patrick Dempsey.
Parental Warning!-(Star)
Looking out for their little girl! While Rumer Willis feels she’s met her match in newly single Armie Hammer, sources say her parents are warning her off the Social Network star. Bruce Willis and Demi Moore are “happy Rumer is happy,” says the insider, “but don’t think she should be dating a guy with two young children who’s just starting divorce proceedings.” Indeed, it’s been just over two months since the 34-year-old announced his split from wife of 10 years, Elizabeth Chambers. Yet, the Dancing with the Stars champ isn’t worried she’s a rebound, adds the insider. “Rumer says they were friends before the split and once the dust settles, she believes they really have a chance.”
Castle Cash-Outs-(Life & Style)
Chrissy Teigen & John Legend: $24 Million
“I look at LA real estate a lot,” confesses Chrissy, 34. So perhaps it’s no surprise she and 41-year-old hubby John have decided to part ways with a gym-and glam room-equipped stead in Beverly Hills as of August.
Taraji P. Henson & Kevin Hayden: Engagement Called Off-(People)
Engaged since 2018, the actress, 50, and the former NFL player, 37, have called off their wedding, which they had postponed in April due to the pandemic. “When one person is taking on the weight of the entire relationship, it’s never going to work,” she says.
Number of the Week-(In Touch)
5
-days of fittings actress Emma Corrin had to recreate Princess Diana’s wedding gown for The Crown.
STUPID NEWS
Family Invents “Candypult”
A Pennsylvania family unveiled their secret weapon to keep trick-or-treating safe amid the COVID-19 pandemic — a treat-launching “Candypult.” Vince Mak, of York County, said his family held a brainstorming session to find a way to distribute candy on Halloween while maintaining social distancing and other safety measures. “We thought we could try to come up with a creative way to throw candy at kids … safely,” Mak told WPMT-TV. “With everything going on, everyone just needs to feel happy and find something to laugh at.” The family came up with the “Candypult,” a catapult designed to launch candy to trick-or-treaters. “I guess we’ll have to get extra candy this year,” Mak said. See the video HERE.
******Hey!! You just stuck your Butterfinger in my eye!!
*********This thing could hit you right in the “Mounds!!!”
TOPIC: How are YOU handling Trick or Treat??
Turkey Disguise!
An aggressive turkey that terrorized a California neighborhood for months was captured by a wildlife expert who disguised herself as an elderly woman to trick the foul fowl. Gerald the turkey, a frequently sighted bird in Oakland who caused the city’s Morcom Rose Garden to be closed to visitors during the summer, was finally captured Thursday by Rebecca Dmytryk, director of Wildlife Emergency Services. Dmytryk said she disguised herself as an old woman for the operation after Oakland Animal Services personnel reported that Gerald preferred to attack the frail and elderly. “I baited him in with blueberries, kibble and sunflower seeds,” Dmytryk told KGO-TV. “Then my husband actually had to run down to the truck. So I was left alone with the turkey.” Dmytryk said she baited Gerald into charging at her, giving her an opening to grab him by the scruff of his neck in a way that did not harm the bird. Gerald was relocated to a wild area in the East Bay hills, Dmytryk said.
********In the old days, he would have been a turkey dinner!!!
*****He didn’t know what he was doing… he was just “winging it!!”
TOPIC: Were you ever attacked by a bird??? We had a couple of roosters that were relentless!!
Skunk Goes Into Walmart
A Walmart store in Oklahoma was evacuated and temporarily closed after a skunk wandered in the men’s shoe department. Officials at the store in Edmond had the business evacuated and temporarily closed Thursday morning while waiting for a wildlife wrangler to arrive and capture the animal. Trevor Bounds with Red Beard’s Wildlife Solutions arrived on the scene to remedy the potentially smelly situation. “Nobody wants to come shop at ‘Skunk Spray Central,'” Bounds told KFOR-TV. “It’s more fairly common than you think. I tell everybody, you got to look at the foundations. Any kind of entry they can find to gain entry, they’re going to.” Bounds said he humanely trapped the skunk, and it was to be examined by veterinarians at Wildcare Oklahoma before being returned to the wild.
********Is that the Walmart where Blake Shelton buys his shoes??? That would explain a lot!!
********We thought that was just “Walmart shoe smell!!”
Lost Ring Found During Remodel
A Kentucky woman who lost her engagement ring 15 years ago had a pleasant surprise when the long-lost ring was found by construction workers remodeling her bathroom. Lisa Phelps of Boyd County said she and her husband scoured the house for her ring when it first vanished 15 years ago. “We looked everywhere. We ran wire coat hangers along the sides of the vanity, checked the trap in the sink, and just finally accepted that it was gone,” Phelps told WSAZ-TV. “I thought it was gone. My husband even had it replaced about a year after I lost it … but the original is always the best.” Scott Baker with Tri-State Construction was working on remodeling the bathroom at Boyd’s home when he found the ring wedged between the vanity and the wall. “I didn’t know the story behind it yet,” Baker said. “But I just asked her if she was missing a ring, and I could tell she was excited about it.” Phelps said the ring’s return was a welcome surprise.
********That’s where she “lost it,” just before she was seen with Brad Pitt!!
TOPIC: Ever lose something.. then find it years later??
STUFF THAT’S COOL AND VIRAL
VIDEO: PET RAT LIKES TO SHOWER WITH ITS OWNER.
VIDEO: WASHING MACHINE SOUNDS LIKE MOANING WOMAN!!
VIDEO: BAD LIP READING THE DEBATE.
A LIST FOR MONDAY
How To Fix Your Credit Score If It Got Dinged During The Pandemic
Huffington Post
- Talk to your lenders about your situation.
If you have a loan bill coming up and you don’t think you will be able to pay it in full, it’s a good idea to contact your bank or creditor as soon as possible to make them aware of your situation, according to Tom Quinn, vice president of FICO Scores.
“Your lender will likely have procedures in place to work with customers impacted by this unique health emergency,” he said. “In fact, several federal and state regulators have already issued guidance to lenders encouraging financial institutions to work constructively with affected consumers, small business owners and communities.”
For example, your lender may work with you to increase your available credit, set up a deferred payment plan or temporarily place the loan in forbearance. Quinn noted that the act of having your loan payments deferred or put in forbearance does not negatively impact your FICO score.
- Double-check that payment plans are reported correctly.
You can still run into issues regarding how the lender reports your revised payment plan to the credit bureaus. A prime example is federal student loan borrowers who recently had their deferred loans incorrectly reported as past due, harming their credit.
“You may want to also check with your lender on how they intend to report these fields while the account is in forbearance or a deferred payment plan,” Quinn said. For example, does your lender intend to report the payment status of your account as “current” (i.e. paid as agreed) during the forbearance period? “Each lender is likely to have their own unique policies, so if you have loans from different financial institutions, you may want to contact each of them to cover all of your bases,” said Quinn.
Once you’ve confirmed how your lenders plan to report your loan status, check that the credit bureaus are correctly indicating that information on your reports. You can pull your credit reports from the three major credit bureaus (Experian, Equifax and TransUnion) by visiting AnnualCreditReport.com. This is the only website that’s federally authorized to provide all three reports for free once a year.
And keep in mind that even if you do work out a payment plan with your lender, any prior history of missed payments will still show up on your reports and negatively affect your credit for a while.
- Review your credit reports for other errors.
While you’re in the process of reviewing your credit reports, it doesn’t hurt to check for any other issues on how your information is being reported by the credit bureaus.
“Not all creditors report to all three bureaus, so you’ll want to know what information is being reported and to which bureau, because scores can change drastically,” Tayne said.
Look for mistakes concerning your personal information (such as name or Social Security number), account status, balance, credit inquiries, etc.
“Erroneous information on your credit reports could be hurting your score at no fault of your own,” Tayne said. If you find any inaccurate information on your reports, contact your credit card company, loan servicer or lender and inquire about where that information is coming from. You can also file a dispute with each credit bureau through their website.
- Don’t miss a payment (if you can help it).
If you have to skip a cell phone payment to put food on the table, it won’t be the end of the world. But do know that missing payments on bills is one of the fastest ways to kill your credit.
“The first and most important factor in your credit scores is your payment history,” said Christina Lucey, director of product and financial advocate at Credit Karma. In fact, payment history makes up about 35% of your score. “Even one missed payment can hurt your credit score, so do everything you can to not miss a payment entirely,” Lucy said.
And when it comes to credit cards, making only the minimum payment should be a last resort, as you’ll find yourself accruing costly interest.
- Don’t close any credit cards (even if you’re not using them).
Lucey said that many people incorrectly assume they should close a card if it’s finally paid off or never used. While it may seem responsible to close credit cards you no longer use, that might actually damage your credit.
That’s because the amount of debt you owe in relation to the amount of available credit you have (also known as your credit utilization ratio) makes up another 30% of your score. The more credit you’re using up, the more it can harm your score. So if you have outstanding debt, closing a card wipes away some of your available credit while the amounts owed remain the same, driving up your utilization.
If you’re concerned about keeping a card with an expensive annual fee, Lucey said you can call your card issuer and ask them to downgrade it to one without fees while still maintaining your credit line and associated payment history.
- Lower your credit utilization.
Speaking of credit utilization, any steps you can take to decrease your outstanding debt will go a long way toward improving your credit. “Decreasing your credit utilization can be one of the fastest ways to improve your credit score,” said Tony Wahl, director of operations for Credit Sesame.
The general rule of thumb is that you should aim for a utilization ratio of under 30%. That goes for individual cards as well as your total outstanding balances. “It’s even better if you can keep it under 10%,” Wahl said.
However, those percentages are guidelines and not hard and fast rules. Just try to keep your utilization as low as possible.
- Pay off a small debt every month.
Taking steps like talking to your creditors and watching out for credit reporting mistakes are great offense. However, you can also add defense to your plan by paying off a small debt each month, according to Tiffany Aliche, a financial educator and founder of The Budgetnista.
“Your credit score is like the GPA you got in high school,” she said. “It’s an average of your grade.” So if you’re behind on a few bills and have missed payments, those are all Fs on your record that need to be offset with As, she explained. If your credit cards are paid off, one of the best ways to chip away at the unpaid bills is by putting the smallest one on a card each month (think Netflix) and then immediately paying it off.
“The amount doesn’t matter ― it’s the habit,” Aliche said. “Paying on time and in full is like getting an A+ every month.”
- Take out a credit-builder loan, which doesn’t actually involve borrowing money.
Another way to add “As” to your credit report card is by taking out a credit-builder loan, which are offered by many credit unions. Not only will this add more positive payment history to your name, it will help diversify your credit mix.
Creditors like to see a variety of credit types in your history. If you have a credit card, which is considered revolving debt, that’s great. But you can boost your score by taking on an installment loan, which means you borrow one lump sum and pay it back in fixed payments until the debt is gone.
“What’s so great about a credit-builder loan is that you’re not actually borrowing the money,” Aliche said. Rather than giving you the funds, the credit union places that money into a savings account. You then pay back the “loan” in monthly installments over about 12 months. At the end of the term, you get all your money back. All the credit bureaus see is that you made 12 on-time payments and then paid off the account in full ― an A+.
- Ask to be added as an authorized user.
Finally, if you want to build up a positive payment history but don’t want to take on any unnecessary debt right now, you can ask a friend or family member to add you as an authorized user on their credit card.
The best part about becoming an authorized user is that you don’t even need access to the card to reap the benefits. “If they have a great payment history and have had the card for several years, you could benefit from that credit history which will help improve your score,” Wahl said.
However, it goes both ways: If the primary cardholder misses payments, it could damage your score, too. And don’t expect authorized user status to send your credit score skyrocketing; it’s simply a way to give your credit a little boost along with all the other steps you’re taking to build good credit.
The preceding material was compiled and edited by Brandon Castillo. The Editor-In-Chief is Gary Bryan. The Radio Genius Show Prep Service is licensed for use on-air only by subscribing radio stations. Other means of redistribution is forbidden.
© 2020 – Radio Genius Show Prep