Born on this day!!  Singer Bruce Johnston of the Beach Boys is 81. Actor Julia Duffy (“Newhart”) is 72. Actor Isabelle Adjani is 68. Country singer Lorrie Morgan is 64. Writer-director J.J. Abrams (“Star Wars: The Force Awakens,” ″Alias”) is 57. Singer Draco Rosa (Menudo) is 54. Actor Edward “Grapevine” Fordham Jr. (“Battle Creek”) is 53. TV personality Jo Frost (“Supernanny”) is 52. Actor Yancey Arias (“Kingpin”) is 52. Actor Christian Kane (“The Librarians”) is 51. Actor Tobey Maguire is 48. Singer Leigh Nash of Sixpence None the Richer is 47. Christian rock singer Zach Williams is 45. Reality star Khloe Kardashian is 39. Actor Drake Bell (“Drake and Josh”) is 37. Actor Sam Claflin (“Hunger Games” films) is 37. Actor Ed Westwick (“Gossip Girl”) is 36. Actor Matthew Lewis (“Harry Potter” films) is 34. Actor Madylin Sweeten (“Everybody Loves Raymond”) is 32. Singer Lauren Jauregui of Fifth Harmony is 27. Singer H.E.R. is 26. Actor Chandler Riggs (“The Walking Dead”) is 24.

 

THIS DAY IN GENIUS HISTORY

1844 – Church of Jesus Christ of Latter-day Saints founder Joseph Smith was murdered by a mob in Carthage, Ill.
1898 – Joshua Slocum became the first person to successfully circumnavigate the earth alone when he landed his sloop Spray in Newport, R.I., a 46,000-mile trip.
1922 – The Newbery Medal for children’s literature was first awarded.
1950 – President Harry S. Truman ordered the Air Force and Navy into the Korean War.
1954 – The world’s first atomic power station opened at Obninsk, near Moscow.
1969 – Police and gays clashed at the Stonewall Inn in New York City, fostering the gay rights movement.
1985 – The legendary Route 66, running from Chicago to Santa Monica, Calif., was decertified, the victim of the Interstate Highway System.
2003 – The national do-not-call registry, formed to combat unwanted telemarketing calls and administered by the Federal Trade Commission, enrolled almost three-quarters of a million phone numbers on its first day.

Today Is: Celebrate Joy Day, Decide To Be Married Day, “Happy Birthday To You” Day, Industrial Workers of The World Day, Micro-, Small-, And Medium-Sized Enterprises Day, National HIV Testing Day, National Columnists Day, National Onion Day, National Sunglasses Day, PTSD Awareness Day

TODAY ON TV!
Primetime TV (All Times Eastern)

CBS – 8:00 – FBI / 9:00 – FBI International / 10:00 – FBI Most Wanted
NBC – 8:00 – America’s Got Talent  / 10:00 – Hot Wheel: Ultimate Challenge
ABC – 8:00 – Celebrity Wheel Of Fortune  /  9:00 – Celebrity Jeopardy / 10:00 – Claim To Fame
FOX – 8:00 – Daughter Of The Bride
CW – 8:00 – Superman and Loris / 9:00 – Gotham Knights

TV Talk Shows

Jimmy Kimmel: George Clooney, Julia Roberts, Omar Apollo (R 10/13/22)
Jimmy Fallon: Kevin Hart, Joseph Quinn, Toro y Moi (R 7/25/22)
Stephen Colbert: Steve Carell, Phoenix (R 9/14/22)
Seth Meyers: Ethan Hawke, Retta, Iman Vellani (R 7/26/22)
James Corden: David Duchovny, Ron Funches, Mike Sabath & the Moongirls (R 1/26/23)
Watch What Happens Live: Kelly Clarkson
Daily Show: Pre-empted
The View: Andy Grammer
The Talk: Freddie Prinze Jr. (R 11/15/22)
Live with Kelly and Mark: Winston Duke, Carson Kressley
Kelly Clarkson: Rob Lowe, Marcus Scribner (R 1/18/23)
Tamron Hall: Larenz Tate, Ali Landry, Eric Sedeño (R 3/14/23)
Drew Barrymore: Queen Latifah, John Kanell (R 10/6/22)
Jennifer Hudson: Greg Mathis, Chase Rice (R 1/19/23)

WHAT ARE YOU TALKIN’ ABOUT? Here are today’s PPM-Friendly Topics!

QUESTION: Bad news, good news?? Man robs woman in home at gunpoint, adds her on Facebook and asks her out on a DATE!! Yeah, he was arrested!!!

 

QUESTION: He said WHAT?? The president of talent agency UTA says Meghan Markle is “untalented,” and “Just because you’re famous doesn’t make you good!”

 

QUESTION: What do men REALLY want in a woman?? No, it’s not just ONE thing.. it’s SEVEN! This “relationship expert” is going to fix you up with a list!!!!!!!!

 

QUESTION: Want to rent BARBIE’S MALIBU DREAMHOUSE?? It could happen, as the famous pad gets a BRIGHT HOT PINK MAKEOVER!!! AirBNB, anyone???????

QUESTION: Can they even GIVE it away??? Budweiser is offering FREE Bud Light over the 4th of July holiday as they say, “PLEASE COME BACK TO US!!!!!!!!”

Patti LaBelle Fumbles BET Awards Tina Turner Tribute; Forgets Words To “The Best”

****We’re thinkin’.. this is NOT the place you want to forget the words!!
******She said, “I can’t see the words!” on the cue cards.
****The same thing happened 27 years ago, at the lighting of National Christmas Tree, when she was trying to sing Donny Hathaway’s classic “This Christmas!” That time, she said, “The wrong words are on the cue cards!! I don’t know the song!”
******Maybe some… rehearsal? Might help???
*****At one point, she lifted up her dress and Christina Aguilera ran out and finished the song!!
******Then Busta Rhymes got a lifetime achievement award (true) for rolling the most spliffs!!

The Flash Is A $200 Million Flop!

******That’s how much the studio will lose!!
*****For some reason, we’re not hearing anything about a sequel!!!
****Insiders say they would have saved money on distribution costs and cut their losses by just going direct to MAX.
******We always wondered: who would brag about being the “World’s Fastest Man?”

Taylor Swift Asks Her “Swifties” To Lay Off John Mayer

****Yeah! Go after his uncle, Oscar!!!
********She played “Dear John” as her “surprise song” at her Minneapolis show, and told the Swifties to let bygones be bygones!!
****Good thing she said something, because a flash mob was headed for John’s house to stone him to death!!
******She just re-recorded the album the song is on, and had her AI twin write some heartfelt liner notes!!

Kim Kardashian Posts Tweet That Upsets WGA Strikers

*********She said, “Who needs writers?? We just make this sh*t up!!!”
*********Not really. Here’s what she tweeted:

********And Kim thought, “What? There’s a strike???”
******”The Kardashians” have writers, but they write with crayons and they’re not in the union!!

John Goodman “Felt Bad” For Rosanne Barr After Racist Tweet

*****A few months after the fact, he did say that “I know for a fact she’s not a racist!!” Thanks, John!!
********Now, when he’s asked whether he’d work with her again, he says, “I just don’t know.” That sounds like a “NO” to us!!
*******Actually, it means, “Sure, if I knew I wouldn’t canceled!!”
******You gotta remember: these are actors, not heroes!!!

 

TABLOID FODDER

……Of the Week-(In Touch)

Misunderstanding of the Week-

Tara Reid

“I never did anything wrong.  I’ve never even gotten a speeding ticket!”

-on being unfairly labeled a bad girl.

Admission of the Week-

Britney Spears

“I had no idea who I was talking to.”

-on meeting Mick Jagger at the 2001 MTV VMAs.

Winner of the Week-

Grey’s Anatomy Fans

She left the show earlier this year after 19 seasons, but Ellen Pompeo hints she’ll “hopefully” be returning for some episodes next year.

 

 

PHONE TOPIC STARTERS

What is the riskiest thing YOU’VE ever done??
Your wildlife encounter
Have YOU ever seen a UFO?

 

 

STUPID NEWS

Dog Nanny Wanted By British Family For $127,000 A Year!

******Extra points if you identify as a dog!!
*****You can prove it by sniffing the dogs’ butts!!!
*****The British employment agency had to pull the job listing because there were too many applicants (true)!!
*****The listing generated more than 2,000 applicants in a few days after going viral on Tik Tok (Of course)!!

Two Nova Scotia Men Golf 290 Holes In 12 Hours, Get Guinness World Record

*****So THAT’S where dad went yesterday!!
*******290 holes in 12 hours?? Sounds like a typical day for Nick Cannon!!
*********Hey!! They used a cart!! That’s cheating!!!
*****It was all to raise money for a hospital.. and they would have played more holes if they hadn’t gotten behind a foursome of retired accountants!!

Killer Whales Attack Sailing Race In The Strait Of Gibraltar

********This is happening off the Iberia Peninsula (Spain and Portugal), where pods of killer whales have learned how to attack boats!!
********They always seem to go for the rudders!! (true)
*****Did the earth pass through the tail of a comet?? What’s going on here??
*****Are they talking to the bears??
****By the way,  the crew was OK, if you care!!

Iowa Wedding Caterer Under Fire When 51 Guests Get Sick

*******The caterer had stored pork cutlets at 47.7 degrees. Uh… could that be the problem???
*******One more tip for wedding guests in hot climates: mayonnaise is not your friend!!
TOPIC: Ever get food poisoning??

 

STUFF THAT’S COOL AND VIRAL

 

VIDEO: WHAT KIND OF CLOUD IS THIS??

 

A LIST FOR TUESDAY

 

16 Ways to Save $10,000 in a Year

The Penny Hoarder

1. Use a Budget

To save $10,000 in a year, first you need full awareness of how much money you have coming in and how much you have going out. Now is the perfect time to start a budget, if you don’t already have one. After you total up your monthly income, subtract all your monthly bills and expenses. Hopefully, you’re left with a positive number and not a negative one. That means you already have room in your monthly budget for saving money without taking any extra action.  However, if that number is low (or is negative) that doesn’t mean you won’t be able to meet your savings goal. The tips in this list will help you find ways to cut expenses, spend less and earn more, so you’ll have more money available to save.

2. Pay Yourself First

Too often, we save money by putting aside whatever cash we have left over at the end of the month or pay period. To save $10,000, you have to prioritize it up front and pay yourself first. Treat your savings mission like an important monthly bill you need to pay. At the beginning of the month or whenever you get paid, transfer money into your savings account before you have a chance to accidentally spend money. Better yet, set up an automated transfer so you don’t have to even think about it.  Remember, the goal is to be able to deposit $833.33 into your savings account each month, but if you don’t have room to do that with your current financial situation, don’t worry. Our tips on slashing your spending and boosting your income can help.

3. Use a Separate High-Interest Savings Account

To avoid tapping into your rainy day fund and derailing your goal, it’s best to put your money in a separate savings account that you don’t regularly access.  A high-yield savings account is an account where you’ll earn compound interest on the money you save — at a higher rate than regular savings accounts or checking accounts. Other options to earn interest on your savings are opening a money market account or a certificate of deposit (CD) for a 12-month period.

4. Adjust Your Tax Withholdings

If you typically get a large tax refund when you file your annual tax return, you’re withholding an excess of money from your paychecks. Some people refer to this as giving the government an interest-free loan.

By adjusting your tax withholdings, you can increase the amount of money in your paychecks — though you’ll no longer see those big tax refunds. Instead, you’ll be able to save that extra money each pay period to go toward your $10,000 goal.

5. Track Your Spending

As you’re on this financial journey, it’s important to track your spending on a daily or weekly basis. Don’t wait until the end of the month to look at your checking account and discover you’re overspending.  By tracking your spending with a budgeting app, a budget binder or a budget calendar, you will always be on top of where your money is going.

6. Reduce Your Biggest Expenses

Cutting back on your biggest living expenses can have a significant impact on your savings goal.  Housing, transportation and food typically make up the bulk of monthly expenses for the average household.

7. Lower Other Recurring Bills

Reducing additional recurring bills will help you funnel money toward savings. Here’s how you can save in everyday life on things like utilities, cell phone, cable, internet and gym membership.

8. Find Free Ways to Entertain Yourself

Reduce your entertainment costs and fill up your free time with free things to do. Spend time outdoors. Attend free events or festivals in your city. Explore a part of town you don’t often visit. Host a movie marathon or karaoke night with your friends at home. There are plenty of things you can do without spending money.

9. Barter for Goods and Services

Rather than paying for things you want or need, consider bartering. For example, you can stop paying to get your grass cut and ask a neighbor to do it in exchange for free babysitting.   If you think creatively, you might be surprised at what you can barter. Go beyond your immediate social circle and arrange a bartering exchange with people on Nextdoor or a local Facebook neighborhood group.

10. Join a Buy Nothing Group

Buy Nothing Groups are another way to get free items you need or want — without having to engage in any kind of exchange. Everything is offered as a gift or charitable donation.  Craigslist and Nextdoor are other platforms where local people offer up free items to their neighbors.  Before buying something new, check if you can get it for free first. Sometimes you’ll find items in great condition.

11. Make Saving Money Fun with a Savings Challenge

You can start saving money today by participating in one of these challenges:

• No-Spend Challenge: Ban all extra spending and don’t buy anything for a month (or more) unless it is essential. Or you could choose to focus your spending freeze on a particular online purchases — like not buying any new makeup or video games for the next 90 days.
• $5 Challenge: Anytime you receive cash back from a purchase, put any five dollar bills you receive into savings. If you tend to swipe your debit card rather than pay with cash, you could transfer $5 from your checking account to your savings account each time you use your debit card.
• Pantry Challenge: Skip your regular grocery shopping trip and challenge yourself to making meals using only what is currently in your pantry, cupboards and freezer. You might have to get creative!

12. Save Any Financial Windfalls

On your journey to save $10,000 in a year, you ought to save any unexpected sums of cash that comes your way. If you get a bonus at work, a nice tax refund or $20 from a scratch-off lotto ticket, put that money right into your savings.

13. Enlist an Accountability Partner to Keep You on Track

Having an accountability partner — someone who knows your savings goal and your reason for saving $10K — can help you commit to spending less money. Choose a friend, family member or even an online buddy from The Penny Hoarder Community who will check in on your progress regularly and will send you words of encouragement so you’ll stay motivated.

14. Celebrate Your Wins

Saving $10,000 in a year is a big goal. You deserve to reward yourself as you make progress toward financial success.  Perhaps you want to celebrate your personal finance goal every month or whenever you reach a milestone, like when you’ve saved $2,500, then $5,000 and then $7,500.  Just make sure however you choose to celebrate doesn’t derail your goal of saving money. Having a glass of champagne or a spa day at home are nice treats that aren’t expensive.

15. Bring in Extra Income

Sometimes cutting costs isn’t enough to meet a savings goal. Making more money is another way to get you to the $10,000 mountaintop.  A combination of reducing expenses and making money will make this savings challenge much easier. Just think: Instead of needing to save $833.33 each month, you could plan to save only $400 and challenge yourself to earn an extra $433.33 each month.

16. Sell Items Around the House

Another way to earn extra money is to sell unused items that are lying around at home. It could be anything from clothing and kids’ toys to sports equipment and furniture. These websites and apps are great places to sell things online so you don’t have to organize a garage sale.

 

The preceding material was compiled and edited by Brandon Castillo.  The Editor-In-Chief is Gary Bryan.  The Radio Genius Show Prep Service is licensed for use on-air only by subscribing radio stations.  Other means of redistribution is forbidden.
© 2023 – Radio Genius Show Prep