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Born on this day!! Keyboardist Garth Hudson of The Band is 86. Singer Kathy Lennon of The Lennon Sisters is 80. Actor Joanna Cassidy is 78. Actor Kathryn Harrold is 73. Actor Butch Patrick (“The Munsters”) is 70. Music producer and Garbage drummer Butch Vig is 68. Singer Mojo Nixon is 66. Actor Victoria Jackson (“Saturday Night Live”) is 64. Actor Apollonia is 64. Actor Cynthia Stevenson (“Men In Trees,” ″Hope and Gloria”) is 61. Actor Mary-Louise Parker is 59. Director-actor Kevin Smith (“Clerks,” ″Jay and Silent Bob Strike Back”) is 53. Actor Sam Worthington (“Terminator Salvation”) is 47. Actor Edward Furlong is 46. “Today” meteorologist Dylan Dreyer is 42. Actor Marci Miller (“Days of Our Lives”) is 38. Singer Charli XCX is 31. Actor Hallie Eisenberg is 31.


1790 – The first U.S. census was completed, showing a population of 3,929,214 people.
1876 – Wild Bill Hickok was murdered in Deadwood, S.D.
1909 – The first Lincoln penny was issued.
1923 – Warren G. Harding, the 29th president of the United States, died in San Francisco.
1943 – PT-109, a torpedo boat commanded by Lt. John F. Kennedy, was sunk off the Solomon Islands by a Japanese destroyer.
1945 – The Potsdam Conference, in which Allied leaders planned the postwar governance of Germany, ended.
1990 – The Persian Gulf War broke out when Iraq invaded Kuwait.

Today Is: National Coloring Book Day, Take A Penny/Leave A Penny

Primetime TV (All Times Eastern)

CBS – 8:00 – Big Brother  /  9:30 – Young Sheldon  /  10:00 – CSI: Vegas
NBC – 8:00 – Fire and Rescue  /  9:00 – Chicago Fire  / 10:00 – Chicago PD
ABC – 8:00 – Judge Steve Harvey  /  9:00 – The Wonder Years  /  9:30  –  Abbott Elementary  /  10:00 – Funniest Home Videos
FOX – 8:00 – MasterChef  /  9:00 – Food Stars
CW – 8:00 – Nancy Drew / 9:00 – Riverdale

TV Talk Shows

**Due to the ongoing writers/ actors strike most shows are in reruns. (Stay Tuned!)


WHAT ARE YOU TALKIN’ ABOUT? Here are today’s PPM-Friendly Topics!

QUESTION: When WAS pizza invented, anyway?? This new discovery in Pompei indicates that it all started back when JESUS was alive!! Thank you, Lord!!


QUESTION: Is it important to you for your son to have a MANLY NAME?? It was for her.. so she named him “ALPHA MAEL!!” (Now her mother says she hates it!!)


QUESTION: WHY did his lips start burning after he kissed a new girl for the first time?? He was shocked to discover the real reason!! It could happen to YOU!!!!!


QUESTION: Think YOU’VE seen some crazy stuff on the road?? This Brit sees a driver inhaling LAUGHING GAS and texting on their phone!!! What did he do????????????

QUESTION: Has the Barbie craze GONE TOO FAR?? Now funeral homes are selling hot pink BARBIE COFFINS!! “Death in plastic, it’s fantastic!!!” WTH????
Pictured: Unnamed funeral company in Mexico City showing their new pink Barbie themed coffins.

Kelly Clarkson Shades Her Ex-Husband At Vegas Residency

*********Well, let’s give him a mic and an audience and she what he says about HER!!!
*******She sang the song “ABCDEFU,” and changed the lyrics just a tad: “F**k you and your dad and the fact that you got half, and my broken heart, turn that s**t into art. F**k you, and your view from the valley I bought you, everybody but your dogs, you can all f**k off!”
*****It was a family show!!
********The “dad” part references Brandon Blackstock’s dad Narvel, who was once married to Reba McEntire!!

AMC Theaters Says They’ve Had Their Greatest Week Ever

*****Thanks, Barbie!!
*****Thanks, Dr. Oppenheimer!!
****Thanks, Jim Caviezel!!
********AMC was founded in 1920. July 21-27 was the biggest week they’ve ever had!!
*****Barbie’s second weekend take was $95 million, and Oppenheimer took in over $48 million!!
****Add in the $billion dollars in popcorn and sodas, and that’s a lot!!!
******How do you get people to go to the theaters?? Make movies they wanna see!!

Taylor Swift Gives Her Tour Truckers $100,000 Bonuses

*********It takes 50 trucks to haul her show around, so that’s $5 million in bonuses just to the truckers!!
*****She also bonused her band members, dancers and sound techs!!!
******Congress asked if she could fund NATO!! She’s thinking about it!!
****Several cities where she played were able to pave the streets in gold after she left!!

Lizzo Sued By Former Dancers Over Sexually Denigrating Behavior

*****Lizzo?? Sexually denigrating?? Nooooo!!
********They say that Lizzo “weight-shames” her dancers!! What??
****The main accusation is that Lizzo tricked her dancers into going to sex clubs in Amsterdam and threatened them until they got onstage and touched the female dancers and ate bananas that were sticking out of their…
*******Sounds like Lizzo is a bad, bad girl!! 

YouTube Star Jake Paul Accuses His Father Of Child Abuse

**********It’s all in a new documentary where Jake says “My dad would slap the sh*t out of me!!”
*****The doc is called “Jake Paul: Problem Child!!”
*****Jake says he doesn’t mind because it toughened him up!! “Life’s not easy, life’s not fair!!”
*******In the documentary his dad says, “Welcome to life, get the f**k over it!!” Good advice. 




Last Laughs-(In Touch)

“According to a new study, dogs can smell when you’re stressed out.  For the record, so can cats-they just don’t care.”-Stephen Colbert.

“If you saw a Transformers movie, you are legally required to shut your mouth about the Barbie movie.”-Ali Barthwell.

“According to experts, the friendliest city in the U.S. is Honolulu.  Unfortunately, because aloha means goodbye, Honolulu is also the least friendliest city.”-Jimmy Fallon.




You Can Get Paid To Play UNO!!

*****Mattel is seeking a “Chief Uno Player” to get paid $4,444 a week for four weeks to play their newest variation, Uno Quatro!!
****You have to play four hours a day, four days a week for four weeks!! Not bad!!
*****The job posting says: “We’re looking for someone who’s just as passionate about throwing down a Draw 4 as they are engaging strangers in a game. Someone who knows how to play a reverse and likes to get WILD (in a nice-ish way). Is that you?”
*****You apply on Tik Tok!!!

Pig Causes Giant Traffic Jam In New Zealand!

*******The pig was loose for more than two weeks!!
*****The animal control people finally shut the freeway down to catch him, but he still got away!!
******They’ll made him go before the judge. His name? Oscar Meyer!!!

Chinese Zoo Insists The Human-Like Bear Is Real

Check out the video HERE.
******He reminds us of someone. Wait. Kevin Spacey???
******There are people wearing animal suits that look more like animals than this bear!!
Experts insist the Chinese zoo bear at center of claim that it is a 'human in disguise' is real.

Entire Texas Town Looks For Missing Goat

***********They don’t have the Internet, so this is the only entertainment in town!!
*****This goat is NOT the greatest of all time!!!
********Local businesses have donated 90 prizes valued at more than $5,000 to the person who finds the goat!! That’s huge!!
****Ben Affleck is making a movie about this story called “Gone Goat!!”










9 Financial Setbacks That Actually Won’t Kill Your Credit Score


  1. You Lost Your Job

You may see the names of your past or present employers if you listed them on a credit application. But the credit bureaus aren’t notified if you lose your job. FICO, the largest credit scoring firm in the U.S., also doesn’t use your job status to calculate your score.  Of course, if losing your job causes you to miss payments or increase your credit card balances, your score will drop.  Also, your credit score is just one factor that determines whether you’re approved for a credit card or loan. Pretty much any credit application will ask you about your job and income. Without steady income, you’re unlikely to get approved for new credit no matter how good your score is.

  1. You’ve Blown Through Your Savings

The credit bureaus don’t know how much money you have in the bank. So if you have to spend your savings in an emergency or simply because you’ve blown your budget, your credit score won’t suffer.  However, having decent savings to put toward a down payment can help you get approved for a mortgage or car loan, especially when your score is lackluster.

  1. You Were Late on Rent

Most landlords and apartment complexes don’t report rent payments to the credit bureaus. That means a late payment won’t hurt your score — and unfortunately, all those on-time payments you’ve made won’t help it, either.  But paying your rent is a top priority. If you can’t afford to pay all your bills, you’d still want to make rent before you pay credit cards or loans to avoid putting your housing at risk.  While those late payments probably won’t show up on your credit reports, many landlords report your payment history to tenant screening services. Frequent late payments will likely backfire because many landlords consult those same services when deciding whether they’ll rent to you.  Of course, any bill, including unpaid rent, that’s sent to collections will cause your actual credit score to plummet.

  1. You Were Late on Your Utility, Internet or Cell Phone Bills

If you’re late on these payments, you’ll rack up late fees, plus your service could be disconnected. But these payments also aren’t typically reported to the bureaus, so unless your bill is sent to collections, your credit score is probably safe.

  1. You Took a 401(k) Loan

If you’ve exhausted other options for cash, you may be considering a 401(k) loan. Doing so doesn’t require a credit check because you’re borrowing from yourself, and the loan won’t appear on your credit reports.  While this move doesn’t hurt your credit score, it should be considered only as a last resort. Not only are you jeopardizing your future retirement, but there’s a big risk if you leave your job for any reason with an outstanding loan. If you can’t pay it back in full with next year’s taxes, you’ll owe ordinary income taxes plus a 10% penalty.

  1. You Overdrafted Your Bank Account

If you’re a frequent overdrafter, chances are you’ll rack up hefty fees. But your bank probably won’t report you to the credit bureaus.  Instead, it will relay that information to ChexSystems, which is like a credit report for your banking activity. Having a negative ChexSystems report won’t affect your credit score, but it could make it tough to open a bank account.

  1. You Were Denied for Credit

When you apply for credit, you get a hard inquiry on your credit report, which usually causes your score to drop by a few points in the short term. But your credit reports don’t reflect whether you actually got the credit, so the effect is the same whether you were approved or denied.  Of course, if you need credit and get denied, you’re likely to apply again and again until you’re approved, and those multiple inquiries could hurt your score. One exception: If you apply for the same type of loan within 30 days, FICO assumes you’re rate shopping and treats all those hard pulls to your credit as a single inquiry.

  1. You Got Behind on Taxes

The IRS has never directly furnished the credit bureaus with information about who’s behind on their taxes. But if you have significant unpaid IRS debt, you could wind up in a tax lien, which is public record.

In 2018, the three major credit bureaus agreed to remove tax liens from credit reports because they were resulting in a ton of errors, so now an unpaid tax bill won’t directly hurt your credit score.  But a tax lien is still public record. Having one will make it harder to qualify for a loan, particularly a mortgage, because lenders often search public records to see if you have outstanding liabilities that don’t show up on your credit report.  If you can’t afford your taxes, try setting up a payment plan with the IRS. You can often get approved automatically in just a few minutes.

  1. You Recently Racked Up Medical Debt

Hospitals and doctor’s offices seldom report to the credit bureaus, so as long as you didn’t put your bill on a credit card, it’s unlikely to impact your credit score unless it’s been sent to collections.  But even if you have medical bills in collections, since 2017 the bureaus have required a 180-day waiting period before the debt will appear on your credit report. And even after that, if you or your insurance company pays the bill in full, the bureaus will completely remove the debt from your reports.  You can often negotiate medical bills and work out a payment plan with your provider, so it’s still best to act before the bill goes to collections.



The preceding material was compiled and edited by Brandon Castillo.  The Editor-In-Chief is Gary Bryan.  The Radio Genius Show Prep Service is licensed for use on-air only by subscribing radio stations.  Other means of redistribution is forbidden.
© 2023 – Radio Genius Show Prep

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