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Born on this day!! Jazz bassist Ron Carter is 85. Singer Peggy Santiglia Davison of The Angels is 78. Actor Richard Jenkins (“The Shape of Water”) is 75. Country singer Stella Parton is 73. Actor-turned-minister Hilly Hicks (“Roots”) is 72. Bassist Darryl Hunt of The Pogues is 72. Singer Jackie Jackson of The Jacksons is 71. Singer-actor Pia Zadora is 70. Singer Oleta Adams is 69. Country singer Randy Travis is 63. Actor Mary McDonough (“The Waltons”) is 61. Comedian Ana Gasteyer (“Saturday Night Live”) is 55. Actor Will Arnett (“Arrested Development,” ″Blades of Glory”) is 52. Bassist Mike Dirnt of Green Day is 50. Contemporary Christian singer Chris Tomlin is 50. TV personality Kimora Lee Simmons is 47. Sports reporter and TV personality Erin Andrews is 44. Singer Lance Bass (‘N Sync) is 43. Actor Ruth Negga (“Loving”) is 41. Rapper Jidenna is 37. Actor Alexander Gould (“Weeds,” “Finding Nemo”) is 28. Country singer RaeLynn is 28. Actor Amara Miller (“The Descendants”) is 22.

THIS DAY IN GENIUS HISTORY

1886 – The Haymarket Square riot broke out as a result of a labor demonstration.
1626 – Peter Minuit landed in Manhattan, which he later bought for $24 worth of cloth and brass buttons.
1932 – Public Enemy Number One, Al Capone, was jailed for tax evasion.
1959 – The first Grammy Awards were held.
1961 – Civil rights activists, called “freedom riders,” left Washington, DC for New Orleans.
1970 – Four Kent State University students were shot down by National Guard members during an anti-Vietnam War demonstration.
1998 – The Unabomber, Ted Kaczynski, was sentenced to four life terms plus 30 years for his series of bombings that killed three and injured 23.

Today Is: Great American Grump Out, Intergalactic Star Wars Day, International Firefighters Day, International Respect for Chickens Day, National Bike To School Day, National Day to Prevent Teen & Unplanned Pregnancy, National (Deaf) Interpreter Day, National Skilled Trades Day, Petite and Proud Day, World Give Day

TODAY ON TV!
Primetime TV (All Times Eastern)

CBS – 8:00 –  Survivor  /  9:00 – Beyond The Edge  /  10:00 – Good Sam
NBC – 8:00  – Chicago Med  /  9:00 – Chicago Fire  /  10:00 – Chicago PD
ABC – 8:00 –  The Goldbergs  /  8:30 – The Wonder Years /  9:00 – The Conners /  9:30 – Home Economics  /  10:00 – A Million Little Things
FOX – 8:00 – Masked Singer  /  9:00 – Domino Masters
CW – 8:00 –  The Flash  /  9:00 – Kung Fu

TV Talk Shows

Jimmy Kimmel: Ewan McGregor, Ben Schwartz, the Head and the Heart
Jimmy Fallon: Elizabeth Olsen, Josh Charles, Norah Jones
Stephen Colbert: Glenn Close, Sheryl Crow
Seth Meyers: Amy Schumer, Jennifer Grey, Stephen Sanchez, Kristina Schiano
James Corden: Colin Hanks, Mackenzie Davis
Watch What Happens Live: “Best of One-On-Ones”, Part 1
The View: Minnie Driver, Paula Faris, guest co-host Lindsey Granger
The Talk: Pre-empted
Live with Kelly and Ryan: Benedict Cumberbatch
Ellen DeGeneres: Jessica Alba, Alec Benjamin
The Real: Thuy
Kelly Clarkson: Jake Johnson, Natasha Leggero, Jackson Wang
Tamron Hall: A woman motivated to find stories of human kindness in all 50 states
Drew Barrymore: Zanna Roberts Rossi, Mikel Welch, Chris Appleton, Pilar Valdes

WHAT ARE YOU TALKIN’ ABOUT? Here are today’s PPM-Friendly Topics!

QUESTION: How do you get ALIENS to visit your planet?? NASA is sending out NAKED PICTURES OF HUMAN BEINGS, hoping that will entice other life forms to visit!!

 

QUESTION: Does the Queen need to be protected?? Yes… from HARRY!! That’s what Tina Brown says, as she urges Harry to “Stop lobbing hand grenades” at his family!

 

QUESTION: Does this mean there’s something to FENG SHUI?? Study says that the direction your bed is pointing could be MAKING YOU SICK, and ruining your life!!!

 

QUESTION: Are these the WORST BOSSES IN THE WORLD?? Before you complain about YOURS, check these messages posted by BAD BOSSES!! Bad, bad bosses!!!!
Photos reveal the shocking notes unfair employers have posted around the workplace

QUESTION: WHY was “Spider Man: No Way Home” BANNED IN CHINA?? Because they refused to remove images of the STATUE OF LIBERTY!! Finally.. some BACKBONE!!
Spider man is seen on the Statue of Liberty in the climax of Spider Man: No Way Home. Chinese censors wanted the statue to be digitally scrubbed from the movie

Lady Gaga Releases Song Ahead Of Top Gun Sequel

Lady Gaga released the song “Hold My Hand” on Monday.  It appears on the Top Gun: Maverick soundtrack. Lady Gaga said on Instagram that she hopes the song comforts fans during challenging times.  “I wrote the song for the INCREDIBLE movie #topgun #topgunmaverick but also for people who feel like they’re not gonna be ok or WE ARE never gonna be ok and that life taught me through hard times to have faith in humanity when it’s hard to have faith in yourself,” she wrote.  “When you feel lonely, sad, removed from the world, far away from yourself and others #holdmyhand,” she said. “One day you may even be strong enough to hold your own. I love you with my whole heart for all the years I’ve been blessed to sing, write songs, produce and perform for you.”  Lady Gaga co-wrote the song with BloodPop and produced the track with BloodPop and Benjamin Rice.  Top Gun: Maverick opens in theaters May 27.  Listen to it HERE.
********Could she maybe just shut up and sing???
*****The song sounds like it was recorded in 80s!! It really does!!
*****Is “Bloodpop” the brother of “Corn Pop??” He’s the guy that Biden faced down.. “a real bad guy!!”

Elon Musk Behind Amber Heard Charity Payment

Elon Musk may be behind a nearly $1 million payment to help Amber Heard complete a hefty pledge following her divorce from Johnny Depp.  As detailed in Depp and Heard’s ongoing Virginia libel case, she said in August 2016 that she would donate her $7 million divorce settlement to charity by splitting it evenly between the American Civil Liberties Union (ACLU) and Children’s Hospital Los Angeles.  But Depp’s attorneys have been trying to show that Heard has not followed through on her vow.  A video deposition from the ACLU’s general counsel, Terence Dougherty, was played in court late last week, in which he said that the organization has so far received $1.3 million from the actress.  However, most of it did not even come directly from Heard. The court heard that the “Drive Angry” star, 36, paid $100,000 in August 2016, and then Depp, 58, made another payment of $100,000 in his ex-wife’s name later that same month.  It is believed that a foundation said to be controlled by Musk — a Vanguard donor-advised fund (DAF) — anonymously donated $500,000 to the ACLU in Heard’s name in June 2107.  Then, in December 2018, a Fidelity DAF anonymously contributed $350,000 on her behalf.  The last donation is not confirmed to be from Musk but he is the only known person to have anonymously donated on Heard’s behalf.  Musk has become a huge point of contention amid the exes’ legal battle, as Depp previously accused Heard of cheating on him with the tech mogul during their marriage.
*******If Johnny wants to, he can Tweet about it!! No holds barred!!
*****We hear that Elon used his boring machine to tunnel up under Amber’s bedroom!!
******She falls in love a lot!! Mostly to rich and famous guys!!!

Queen Elizabeth Security Scare

Queen Elizabeth faced a security scare after a man who masqueraded as a priest managed to spend the night at a barracks located less than 500 yards from Windsor Castle with soldiers who guard the British royal.  The guardsmen were reportedly so swayed by the so-called man of the cloth that he was invited to spend the night without presenting any credentials or identifiable documents. Reports alleged that the man told the soldiers he was a friend of a member of the battalion’s chaplain. He was then reportedly invited to eat, drink and exchange stories with the soldiers.  The incident took place last week when the reigning monarch was at her English countryside estate in Sandringham, which is more than 140 miles away from Windsor Castle.   The barracks are home to The Coldstream Guards, an infantry regiment in the British Army that is known for their red jackets and black bearskin hats. Their responsibilities include the ceremonial role of protecting royal palaces.
*****Don’t worry about her.. she’s packin’!!
******Sources say she’s a regular “Grambo!!!”
*****When she heard the guy was a priest, she sent him over the get Andrew’s confession!!!

Wendy Williams Spotted At Met Gala After Party

Wendy Williams attended a Met Gala after party at The Standard with Hollywood Unlocked’s Jason Lee.  The blogger shared a selfie video with Williams on his Instagram page in which he gushed over his pal, saying, “Yo, came to New York for the Met Gala, but I wasn’t going to come outside without the sexiest date in New York City. How you doin’?” he asked Williams, employing her signature catchphrase.  “How you doin?’” she responded.  She has been stepping out more frequently since seemingly getting her health issues under control. In March, the former shock jock said she plans to return to her eponymous show “bigger and brighter,” though it’s unclear how she’ll do so as Sherri Shepherd already has signed on to replace her.  A source close to Williams’ show’s production company, Debmar-Mercury, said that it is “100 percent committed” to Shepherd’s show this fall, having locked in slots with Fox and developing plans to expand to other station groups.  In April, spies overheard Williams saying she’s ready to make a “big comeback on TV” while out to dinner with financial expert and TV personality Baruch Shemtov at Fresco by Scotto.
********What she meant was… she’ll be eating a lot of TV dinners!!!
******She should start off slow.. like putting on a costume for the “Masked Singer!!”
*******Sherri Shepherd better have someone else start her car!! Just sayin’!!
*****After she talked to the paparazzi, she threw up and passed out!! So.. she’s back to normal!!

Toddlers and Tiaras Star Dies

Toddlers & Tiaras” star Kailia Posey has died. She was 16.  Posey’s mom, Marcy Posey Gatterman, announced the news on Facebook Monday.  “I don’t have words or any thoughts. A beautiful baby girl is gone,” she wrote. “Please give us privacy as we mourn the loss of Kailia. My baby forever.”  She did not share her daughter’s cause of death.  Gatterman had posted photos of her daughter attending prom just a few days prior.  Posey was a young star on the TLC reality series, which ran from 2009 to 2013 and featured families who prepared their children to compete in beauty pageants.  She kept up with the pageant circuit as a teen and even announced on Instagram in January that she was gearing up to compete as Miss Washington Teen USA in February. As she grew up, she also took an interest in body contortion and launched an Instagram account solely for that hobby

 

Ripping The Tabloids (Throughout the week, we’ll give you the stories from that weeks tabs!)
**Please Credit Publication!

Loose Talk-(Us Weekly)

More….kissing.-On how she plans to celebrate her 20th wedding anniversary with Danny Moder, Julia Roberts.

“The truth is, if the answer was yes, I wouldn’t say, if the answer was no, I wouldn’t say.”-In response to rumors that he and Taylor Swift are engaged, Joe Alwyn.

“I don’t even own a home right now.  I’m literally staying at friends’ places.”-On not living up to his billionaire reputation, Elon Musk.

 

STUPID NEWS

Florida Man Makes Nude Video Calls

A man in central Florida admitted to making nude video calls to unsuspecting strangers.  The Sarasota County Sheriff’s Office arrested Adam Smith, 35, on three counts of indecent exposure.  The investigation began in February when detectives received at least three reports from victims who received the video calls from an unknown man.  The victims told detectives the man made lewd gestures on camera while in the nude.  Investigators learned the calls came from two different phone numbers associated with Smith.  The suspect had a prior conviction for indecent exposure in 2019, and investigators used tattoos to confirm his identity in this latest case.
**********Was he “Toobin???”
********He connected and then started talking about the first thing that popped up!!
*****After reviewing the images, cops decided it was a “small infraction!!”

Wild Turkey Goes On The Attack

A ferocious wild turkey has been terrorizing residents in Washington, D.C. and Maryland while eluding multiple agencies who are on its trail.  Residents have for months reported being attacked by a wild turkey and officials believe it is the same male turkey responsible. Several of these attacks were reported on the Anacostia River Walk Trail near the D.C.-Maryland border.  Cliff Robinson told The Wall Street Journal he was attacked on the trail.  “I was trying to get away from him and he came after me,” Robinson said. “He wouldn’t let me pass.”  Another resident, Liz Poulette, told the paper she ended up in urgent care with puncture wounds and had to get a tetanus shot and antibiotics.   “When it was a few feet away, suddenly it jumped at me,” she said. “Like some cartoon, I had to use my purse to beat it back.”   DeDe Folarin, vocalist of the band Rare Essence, shared a video with D.C.’s FOX 5 of a cyclist being harassed by a turkey. The cyclist can be seen timidly holding up her bike to fend off the animal.  “Can you help!” the cyclist asks Folarin.
********How has the human race survived this far??
*****Turkeys probably don’t realize it, but they could have been the dominant species!!

Black Bear Chases Family

A black bear was in hot pursuit of Jason and Rachel Smith of Apopka, Fla., when they stepped outside their home with their small dog.  The couple’s Ring doorbell camera captured the frantic moment as the bear started chasing them down around 9:30 a.m. EDT recently.  Jason and Rachel Smith quickly ran back inside with their small dog able to escape the bear just in time in footage posted by WKMG News 6 in Orlando.  “No warning. No time to react. It just immediately started running towards us,” Jason Smith told Fox 35 Orlando.  “I threw my arms up in the air and yelling at the top of my lungs. I’m trying to make myself big and scary, but he’s not stopping,” he continued.  The bear, who was going through a neighbor’s trash beforehand, disappeared shortly after the couple made it back inside their home. The bear then returned later for a second look before leaving.  See the video HERE.
********When you see the video, you’ll notice that the guy goes through the door first!!
******This is when you find out how much your husband cares!!
******The dog is like, “WTF?? You’re leaving me out here??”

BONUS: Dumbest Crook of the Week tries to rob a CONCEALED CARRY GUN CLASS!!! (It didn’t end well….)

 

STUFF THAT’S COOL AND VIRAL

VIDEO: HOCKEY GOALIE MIC’D UP DURING GAME.

VIDEO: MAKING SOUNDS FOR VIDEO GAMES.

 

A LIST FOR WEDNESDAY

How to Pay Off Credit Card Debt in 2022

THE PENNY HOARDER

 

  1. The Debt Avalanche Method

Instead of looking at your debt in its entirety, we recommend approaching it bit by bit. By breaking your debt down into manageable chunks, you’ll experience quicker wins and stay motivated.

Two popular ways to break down debt repayments are the debt avalanche and debt snowball methods.

Using the debt avalanche method, you’ll order your credit card debts from the highest interest rate to the lowest. You’ll make the minimum payment on each of your credit card accounts, and any extra income you have will go toward the highest-interest card.

Eventually, that card will be paid off, and you won’t have to worry about that monthly payment anymore. Then, you’ll attack the debt with the next-highest interest rate, and so on, until all your cards are paid off.

  1. The Debt Snowball Method

With the debt snowball method, you’ll order your debts from the lowest balance to highest, regardless of the interest rates on the cards. You’ll make the minimum payment on each of your credit card balances, and any extra income will go to the credit card with the smallest balance.

Starting with the smallest balance allows you to experience wins faster than you would with the avalanche. This method is ideal for people who are motivated by quick wins, but it has a downside: Those who choose it could end up paying more interest over the long term.

Here’s an example of how each method would work if you’re paying off four credit cards of varying balances and interest rates.

  1. $654 with 0% interest
  2. $5,054 with 15% interest
  3. $2,541 with 23% interest
  4. $945 with 17% interest

If you followed the avalanche method, you’d pay off card No. 3 first, followed by No. 4, No. 2 and No. 1. If you followed the snowball method, you’d pay off card No. 1 first, followed by No. 4, No. 3 and No. 2.

Let’s say you have $600 per month to put toward debt. Using the snowball and avalanche comparison calculator from Dough Roller, you can see that it would take you 18 months to pay all of your cards off using either method.

The debt avalanche method would save you $105.73 of interest in the end, but you’d pay off your first card six months earlier by going with the snowball.

Choosing the right method comes down to deciding whether you’d rather get quick results or save money on interest. We encourage you to check out Dough Roller’s calculator yourself, so you can calculate what each method would cost you.

  1. The Balance Transfer

If you have good to excellent credit (typically a FICO score of 670 or above) and can feasibly pay off your debt within a year, a balance-transfer credit card is a great option. Balance-transfer cards can save you money on interest charges by letting you transfer the balance of a card with a high interest rate to a card with 0% interest.

Most of these cards offer 0% interest for 12 to 18 months with no annual fee. They generally have a 2% to 5% balance-transfer fee, but you can easily find balance-transfer cards with no fee. A higher credit score will help you qualify for a card with better terms.

  1. Take out a Loan

You might look at getting a loan to consolidate and refinance your debts.

If you get a loan with a lower interest rate and pay off your credit cards, that lower rate could potentially save you thousands of dollars in interest.

This is a realistic way to pay off credit card debt if you currently have little or no money to put toward it.

Let’s look at two options for debt consolidation here: A personal loan or a home equity loan.

Personal Loan

Online marketplaces will allow you to prequalify for a personal loan without doing a hard inquiry of your credit, so if you want to shop around, head there first. Shopping for personal loans online does not affect credit scores.

A personal debt consolidation loan is a good idea if you have decent credit and can manage the repayment plan that accompanies the loan. Whereas credit cards offer revolving credit, meaning you can continue to borrow and just make minimum payments, a debt consolidation loan will have a predetermined repayment plan with a set schedule of payments.

A debt consolidation loan is similar to a balance-transfer credit card, as you are consolidating all of your debt into one place. The personal loan route is more attractive, however, because rates are typically lower for debt consolidation loans.

A good resource for finding personal loans is Fiona, a search engine for financial services, which can help match you with the right personal loan to meet your needs. It searches the top online lenders to match you with a personalized loan offer in less than a minute.

Home Equity Loan

If you own a home with equity, you have three ways to borrow money against the value of your home: a home equity loan, home equity line of credit or a cash-out refinance.

  • With a home equity loan,the lender gives you your money all at once, and you repay it at a fixed interest rate over a set period of time.
  • With a home equity line of credit,you’re given a limit to borrow. Within that limit, you can take as little or as much as you need whenever you want.
  • With a cash-out refinance,you refinance your first mortgage with a mortgage that’s slightly more money than your current one, and pocket the difference.

For homeowners, these options will most likely offer the lowest interest rates. But they’re also the riskiest, because your home is the collateral — something you own that your lender can take if you don’t pay off the loan.

  1. Debt Settlement

The world of debt collections and creditors can be confusing, intimidating and sometimes even illegal. There’s a common misconception, for example, that someone can take your house or you can go to jail for not making your credit card payments. But credit card debt is unsecured debt, meaning no one can put you in jail or take your house if you don’t pay it.

If you’re being harassed by creditors or have circumstances that make your debt repayment confusing, don’t give up before finding out your options for assistance.

 

The preceding material was compiled and edited by Brandon Castillo.  The Editor-In-Chief is Gary Bryan.  The Radio Genius Show Prep Service is licensed for use on-air only by subscribing radio stations.  Other means of redistribution is forbidden.
© 2022 – Radio Genius Show Prep

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